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  Privacy Policy  

1. Caja Rural de Granada has designed a privacy policy, establishing the necessary means and procedures for its implementation.
Pursuant to the Organic Law on Personal Data Protection (LO 15/1999 of 13 December 1999), personal data refers to "any information concerning individuals who are or can be identified".

The only personal data to which Caja Rural de Granada will have access are those which are furnished voluntarily by the users. In this regard, users must know that in order to be included and registered for certain products/services offered through the website, they will be asked to furnish their personal data. In the cases, and with respect to information in which this is expressly indicated to users/customers, in the event of not furnishing such data, they will not be able to access or use those services and contents.

By way of example, data may be requested with regard to solvency, if the nature of the transactions so requires, and any other data which, depending on the case, may be required by the law or may be necessary to provide the information requested, or to provide a service. Caja Rural de Granada uses the voluntary data furnished for the purposes indicated in the Data Protection Clause which is referred to later. The privacy policies of each of the companies belonging to the Caja Rural Group are set forth in the respective Legal Notices of the websites of those companies.

In compliance with current legislation, Caja Rural de Granada has taken the necessary technical and organisational steps to maintain the level of security required in respect of the personal data that is to be processed. Likewise, it has the necessary means within its reach to prevent any unauthorised access, loss, illegal manipulation and the removal of the data.
Notwithstanding the foregoing, if you should publish any personal data online that is accessible to the public, the possibility exists that you may receive unwanted messages from other persons, and your data may, as a result, become known to third parties.

Due to the foregoing, we recommend you apply the utmost diligence in this respect and use all the security tools available to you. Caja Rural de Granada shall not be held responsible for any illicit losses, changes or removals of data.

By law, users have a series of rights of access, correction, cancellation and opposition, as may be the case, with respect to their personal data. They may exercise such rights by writing to the address given in the Data Protection Clause which is set out below. Similarly, they may at any time revoke any authorisation granted to use or assign their data, without prejudice to the right of Caja Rural de Granada to terminate the contract or transaction in question, if those data are essential to guarantee the success thereof. They may also change the data furnished through the website to Caja Rural de Granada in the manner described in the website.
 

2. Data Protection Clause.

A.- 1. In the case of being persons, users are informed that their personal data, to which Caja Rural de Granada has access as a consequence of queries, transactions, operations, contract requests, contracting of products and services taking place through any means, or computer processes with respect to already-registered data, will be incorporated into the corresponding data file of Caja Rural de Granada. Users hereby authorise the latter to process all data required to be used in connection with the development of the agreed operation or service, which shall be considered obligatory.

2. Likewise, users expressly authorise Caja Rural de Granada to use their data in offering and contracting products and services, and for carrying out commercial activities of a general nature or adapted to their personal characteristics. Those commercial activities may be carried out by e-mail or any other similar electronic communication method.
 

3. Furthermore, users authorise the communication or assigning of those data to the companies belonging to the Caja Rural Group, for the same purpose set forth in the preceding sections, for which purpose they grant express authorisation to those companies to use e-mails or any other similar means. The interested parties are informed that this assignment is hereby made in favour of the Companies whose names, activities and business addresses are indicated below. In the event of subsequent assignments in favour of other Companies from the Group, the parties agree that Caja Rural de Granada shall notify the interested party of such assignments in the normal manner used for informing that party of the products he/she has contracted with this Savings Bank.

4. Users are hereby informed of their right of opposition, access, correction and cancellation in respect of their personal data under the terms established by the Law, and that they may exercise those rights by sending a letter, together with a photocopy of their ID, to the following address: Servicio de Atención al Cliente, Avenida de Don Bosco 2, 18006 GRANADA. The party responsible for the data file is Caja Rural de Granada, whose address, for these purposes, is the one specified above.

B.- In compliance with the terms of the Organic Law on Personal Data Protection, the Caja Rural Group companies who will be assigned the personal data are those listed below:

  • Banco Cooperativo Español, with address at C/Virgen de los Peligros 6, 28013 Madrid, and its CAJA RURAL GROUP SHAREHOLDERS.
  • Rural Servicios Informáticos, with address at Avenida de la Industria 23, 28760 Tres Cantos (Madrid).
  • Docalia S.L., with address at Poligono Industrial Granja, 35 28108 Alcobendas (Madrid).
  • Gescooperativo S.A. SGIIC, with address at C/ Virgen de los Peligros, 6 28013 Madrid.
  • Rural Grupo Asegurador, A.I.E., with address at C/ Basauri 14, 28023 Madrid
  • Rural Renting, S.A., with address at C/Virgen de los Peligros, 4 28013 Madrid.
  • Seguros Generales Rural, S.A., RuralVida, S.A., Entidad Gestora Pensiones S.A., RGA Broker Correduria de Seguros, S.A. with address at C/ Basauri, 14 28023 Madrid
     

C. Users may revoke the authorisations they may have granted for using or assigning their personal data, with the exception of what is provided for in section A.1 of this clause, which is obligatory, in the manner foreseen in section A.4 above.